Friday, September 23, 2011

Free or Cheap Events Coming Up In the Next Few Weeks

After one of my budget posts I got asked.....
Everything I go to costs way to much money and I never have enough money to do anything. Where are all the free events you say you go to?

So I decided to make a list of everything I would find worthy of going to for free or cheap in the next couple weeks.....

Fitness
Community
Black light Zumba Friday nights Only $1. In the Shopping Center by Big Lots.
Sage Hills Yoga......Yoga Classes for everybody and Friday morning Breath Walks. I am personally a fan these classes. They even have Yogi Tea and Refreshments. Only $3 http://www.sagehillsyoga.com/
Free Indoor Walking Track... Great for cold days. PE Building.
For SUU students...
Free Zumba and other aerobic classes in the the PE building. Ask at the Desk for times and actual classes.
Free POOL admission


Feeling Artsy?
FREE and Open to the public. Braithwaite Gallery will run its Soviet Era Art: 1917-1991 Exhibit through November 19, which includes an incredible retrospective of Russian art from the last century. On campus



Want more Knowledge?
Free Convocation: The Rewards of Curiosity Ken Jennings, Ya know Jeopardy Master.
Tuesday, September 27, 2011 11:30 AM
Outdoor Education Series: Engaging the Public Through Art: Zion National Park’s Art Initiative
Free and open to students, faculty, staff and the community. Thursday, September 29, 2011 SUU Outdoor Center, 11:30 AM
Free Pizza to STUDENTS only at Pizza and Politics
Eat some Pizza and debate some Political stuff.... Wednesday Sept, 28. Entertainment Bureau.
Take your Kiddos to story time at the Public Library for FREE
6 pm- 7pm

Want to See Nature?
Take a Drive up the Canyon and See all the Fall leaves.
Cedar Breaks has all sorts of activities.
Guided walks, interpretive field trips, Junior Ranger programs and scavenger hunts.For information call 435-586-9451, 435-586-0787 or visit www.nps.gov/cebr
Hike the C trail to see the leaves changing.

 I want more feedback. Tell me if you all would like me to keep posting events? Tell me what you want me to write about. Comments Are always welcome. :)
Final Budget post coming soon.

Amy

Wednesday, September 7, 2011

Goal Update

I decided to take a break from budgets and give an update about how my goals are going.

Yesterday was a weird day. I went to class and when I came home I got a phone call that there was a mistake on my financial aid and I no longer qualify. I was having a heart attack, I just kept thinking how in the hell I was going to pay for my tuition, or maybe it was the time to really drop out.  I remembered that this is my goal and I am not going to give up, for some reason, I feel that I have far many more set backs the other students. I was in tears yesterday trying to decided what to do. I just kept thinking about how this is my goal and I am not going to give up on myself. I did my budget a couple days ago and knew how  much more tight money was going to be for us but I decided that I was going to sign up for a payment plan and continue going to school.

Later in the day I got another phone call, the financial aid office found me a scholarship. HOLLY COW!!!! It's from a private donation and all I have to do is write a think you letter. Not only did I write them a letter but I am want to tell them thank you on here. THANK YOU!!!  I can't believe that there were willing to help me out. I am so grateful for what they are doing for me. They will not even have a clue how much their money helps me out. This was a miracle a huge sign from god to just continue following my dreams. This makes me want to study harder and really get an A in my class.I am still in shock this morning.


Last night I started my first YOGA class. Well there is something a little funny about that too. The class was intended to be for pregnant people. I am the only one in there that is not pregnant, I was going to drop out of it but the fee is non refundable so the instructor told me she would modify it slightly for me. She told me there is a reason why I ended up in the class. The class was very soothing, we did mostly meditation and relaxation techniques. I really could tell a difference when I came home I could focus a lot better and I got all of my homework done that I was struggling with yesterday. I slept well and woke up early. Tonight I am going to another yoga class and this morning I ate only foods for nourishment and not for pleasure.

On an even more funny note...
I guess Charlie, my dog decided that he needs to be more healthy too because when we woke up this morning he ate half of a loaf of organic bread we got from the bountiful basket. All we found was the wrapper it came in. Last night he ate the peach slices right off my plate. Charlie...you are a funny, funny dog.

I want to achieve my goals more than anything. I want a healthier life. And most of all I want to no more ramen noodles.
CIAO
Amy

Friday, September 2, 2011

OMG... The B word. Part 2



PUZZLED??? 
Now I will answer why budgets are important.


I guess for you to understand why budget is important, I better tell you what a budget is. I got this definition straight from one of my text books so it may be a little scary but I will explain things to you later.
A Budget is a detailed plan for the future usually expressed in quantitative terms.

We always need to plan for the future... All of you got so excited that I was going to have a Baby, but unfortunately my budget is not large enough right now to support a baby the way I want. It's in the future we are planning on it. Quantitative terms are the amount of money we make. The amounts we plan to spend of things. The math of a budget. It's important to know what percent of money we need to spend on things.

Check out this link:
I was shocked when I realized how much more I was spending on things then I needed to be. Play around with the calculator. Budgeting is a lot easier for you to figure out how much you should be spending on things. Some things you will have to spend more on, for me I spend a lot more on utilities. It was more around 20% for me. Notice clothing you should only spend 2% and recreation you should only spend 5%.

Just because you can't spend as much on desired things doesn't mean you can't have a good time. You just have to find a low cost way of doing it. I still shop and buy clothes all the time. When I go into a clothing store I start at the back. I search all of the clearence racks first and try to pair them with a coupon. Maurice's always has good clearance and I love Wal-Mart's 3 dollar rack. Search for deals and use coupons when going out to dinner. I love COSTA VIDA'S dinner and movie special. The movie tickets can be use any time and mine didn't expire until 2013. We were spending $20 on dinner any way might as well spend 5 more and get the movie tickets. Then you have a date all ready saved up. Participate in free events on campus. There is tonz of free stuff, even for community members. Just because you find a good deal doesn't mean that you can afford it. Don't over do it and keep track of how much you spent.


I encourage all of you to start tracking all of your spending. Save receipts and watch your bank accounts. Doing so will make your budget a little more simple and we are becoming one step closer to no more ramen noodles. More to come on BUDGETS......

Thursday, September 1, 2011

OMG... The B word. Part 1

Now that I have all of you dying to know what the B word is well thanks to my favorite accounting teacher the B word doesn't mean B!&@$ or BABIES.... it means BUDGET!!!!!! I get so many questions about budgets, how to make them easy? Why are they important and why do they have to suck? I decided to write about Budgets in several different posts answering several different questions about them.



I will answer why budgets SUCK first.
They suck because my husband said so. HAHAHA, no not really. They suck because they force you to face reality. They can be complicated, and involve math. Math scares away too many people. Budgets are time consuming and confusing if you don't have a good method. Budgets tell you that you can't just go spend all your money on everything that you want. Depressing....Or so you think. Not tracking your money will actually lead you into spending more. You think you are getting the things you want but when you look at the big picture are those expensive new shoes really worth paying off for the next 30 years?


Now that I have you thinking I will post again soon about why budgets are important.
You will soon find out what they are and how they will change your life.
 






 
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